{"id":4078,"date":"2022-05-19T13:21:42","date_gmt":"2022-05-19T10:21:42","guid":{"rendered":"http:\/\/www.denizliviphaber.com\/?p=4078"},"modified":"2022-05-19T13:21:43","modified_gmt":"2022-05-19T10:21:43","slug":"mevduat-ve-katilim-fonu-sigortasi-kapsami-genisledi","status":"publish","type":"post","link":"https:\/\/www.denizliviphaber.com\/index.php\/2022\/05\/19\/mevduat-ve-katilim-fonu-sigortasi-kapsami-genisledi\/","title":{"rendered":"Mevduat ve kat\u0131l\u0131m fonu sigortas\u0131 kapsam\u0131 geni\u015fledi"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" loading=\"lazy\" width=\"1024\" height=\"380\" src=\"https:\/\/www.denizliviphaber.com\/wp-content\/uploads\/2022\/05\/Untitled-1-3-1024x380.jpg\" alt=\"\" class=\"wp-image-4079\" srcset=\"https:\/\/www.denizliviphaber.com\/wp-content\/uploads\/2022\/05\/Untitled-1-3-1024x380.jpg 1024w, https:\/\/www.denizliviphaber.com\/wp-content\/uploads\/2022\/05\/Untitled-1-3-300x111.jpg 300w, https:\/\/www.denizliviphaber.com\/wp-content\/uploads\/2022\/05\/Untitled-1-3-768x285.jpg 768w, https:\/\/www.denizliviphaber.com\/wp-content\/uploads\/2022\/05\/Untitled-1-3.jpg 1060w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>TBMM Genel Kurulunda, Bankac\u0131l\u0131k Kanunu ile Baz\u0131 Kanunlarda ve 655 Say\u0131l\u0131 Kanun H\u00fckm\u00fcnde Kararnamede De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Kanun Teklifi&#8217;nin birinci b\u00f6l\u00fcm\u00fcnde yer alan 5 madde kabul edildi.<br>Kabul edilen maddelere g\u00f6re, mevduat ve kat\u0131l\u0131m fonunun sigortalanmas\u0131nda kapsam geni\u015fletilecek.<br>Yaln\u0131zca ger\u00e7ek ki\u015filere ait olup ticari i\u015flemlere konu olmayan mevduat ve kat\u0131l\u0131m fonu tutarlar\u0131 de\u011fil, resmi kurulu\u015flar, kredi kurulu\u015flar\u0131 ve finansal kurulu\u015flara ait olanlar d\u0131\u015f\u0131ndaki t\u00fcm ticari mevduat ve kat\u0131l\u0131m fonu da TMSF taraf\u0131ndan sigorta edilecek. B\u00f6ylece AB mevduat sigortac\u0131l\u0131\u011f\u0131 kriterlerine uyum sa\u011flanacak.<br><br>Hakk\u0131nda iflas karar\u0131 verilmeyen veya iradi tasfiyeye giren kredi kurulu\u015funun tasfiyesinde ise \u0130cra ve \u0130flas Kanunu&#8217;nda d\u00fczenlenen adi ve rehinli alacaklar\u0131n s\u0131ralamas\u0131 ge\u00e7erli olacak.<br>TMSF kaynaklar\u0131n\u0131n, \u00e7\u00f6z\u00fcmleme rezervi ile mevduat sigortas\u0131 rezervinden olu\u015fmas\u0131 nedeniyle \u00f6demenin, mevduat sigortas\u0131 rezervinden yap\u0131lmas\u0131na y\u00f6nelik d\u00fczenleme yap\u0131lacak.<br>Bankalarda s\u00f6z konusu teknik altyap\u0131n\u0131n kurulu\u015f, i\u015fleyi\u015f ve denetimine ili\u015fkin kurallar\u0131n TMSF Fon Kurulu taraf\u0131ndan belirlenmesi y\u00f6n\u00fcnde de\u011fi\u015fiklik yap\u0131lacak. Bu d\u00fczenleme yay\u0131m\u0131ndan 3 ay sonra y\u00fcr\u00fcrl\u00fc\u011fe girecek.<br><br>Teklifle sigorta kapsam\u0131 d\u0131\u015f\u0131nda kalan mevduat ve kat\u0131l\u0131m fonlar\u0131 da belirleniyor. Bu kapsamda ilgili kredi kurulu\u015funun hakim ortaklar\u0131 ya da nitelikli pay sahiplerine, bunlar\u0131n kontrol\u00fcnde bulunan t\u00fczel ki\u015filere, ger\u00e7ek ki\u015fi hakim ortaklar\u0131n ana, baba, e\u015f ve velayet alt\u0131ndaki \u00e7ocuklar\u0131na ait mevduat ve kat\u0131l\u0131m fonu ile di\u011fer hesaplar; ilgili kredi kurulu\u015funun y\u00f6netim veya m\u00fcd\u00fcrler kurulu ba\u015fkan ve \u00fcyeleri, genel m\u00fcd\u00fcr ve yard\u0131mc\u0131lar\u0131 ile bunlar\u0131n tek ba\u015f\u0131na veya birlikte kontrol etti\u011fi t\u00fczel ki\u015filer ve ortakl\u0131klar ile ana, baba, e\u015f ve velayet alt\u0131ndaki \u00e7ocuklar\u0131na ait mevduat ve kat\u0131l\u0131m fonu ile di\u011fer hesaplar; Fon Kurulu taraf\u0131ndan Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurulunun (BDDK) g\u00f6r\u00fc\u015f\u00fc al\u0131nmak suretiyle belirlenen di\u011fer mevduat, kat\u0131l\u0131m fonu ve hesaplar sigortaya tabi olmayacak.<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/posts\/4078"}],"collection":[{"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/comments?post=4078"}],"version-history":[{"count":1,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/posts\/4078\/revisions"}],"predecessor-version":[{"id":4080,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/posts\/4078\/revisions\/4080"}],"wp:attachment":[{"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/media?parent=4078"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/categories?post=4078"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.denizliviphaber.com\/index.php\/wp-json\/wp\/v2\/tags?post=4078"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}